Resources for Beating Debt
Help Managing Money And Winning Financially
How to Repair Your Credit
Having a bad credit score can affect every aspect of your life. It affects how much you can borrow, what interest rates you will get, and sometimes even whether you can get a job. Credit repair is an option often touted as a way to quickly improve your score....
How to Work Toward Debt Relief for Seniors
You are entering your golden years, where you should be able to relax after a lifetime of hard work. However, you may find that it is not always the case. Today, an increased number of seniors find themselves dealing with debt as they head into retirement. ...
The Best and Unexpected Ways to Save Money – Number 5 Will Surprise You!
Indeed, multiple "money saving guides" are available online. The only problem is that such guides do not cover the root issue for not saving, which suggests that even with the right strategies, you may not save money after all. In that case, having the right mindset...
Practical Ideas for Making Money During COVID
These days, more families are seeking ways to earn extra money in light of the recent shutdowns and layoffs. If you're in need of extra cash, this is one of the best times to consider a variety of opportunities to earn extra money. Safety should always come first, so...
Credit Counseling: A Closer Look
Financial problems affect everyone, sooner or later. If you're struggling with credit card debt, know you're not alone. 71% of 330,000,000 Americans have some credit card debt. But a manageable amount of debt isn't a terrible thing. After all, we need credit cards to...
Making Credit Card Minimum Payments: What You Should Know
The Minimum Payment Millions of us have at least one credit card, and many of us have more than one. Every month the statements arrive telling us how much we owe and how much to pay. It is easy, especially in today's world of COVID-19 when things are tough, to just...
What is My FICO Score and Why Do I Care?
Trying to fully understand your credit landscape can be a difficult process filled with financial lingo and terms that most everyday people do not encounter or deal with. If you have ever applied for a loan or credit card, you may have seen or heard that your...
Am I Responsible for Spouse’s Credit Card Debts?
Overview: Wondering "Am I Responsible for Spouse's Credit Card Debts?" We get this question from time to time, so we're providing a general background answer. Please reach out to a certified debt consultant for more information. Finances strain marriages. In fact, one...
How to Plan a Cheap and Perfect Wedding
If there is one life event most likely to create credit card debt, it's a wedding. Of course you want everything to be perfect and for everyone to have a great time - but it doesn't have to be the most expensive day of your life. While the average couple spends an...