Our Program

A General Overview, Program Qualifications and More
The DebtBlue debt reduction program is a simple, straightforward path to debt freedom for qualifying consumers struggling with credit card debt. It’s not for everyone, and you do have to qualify. But in terms of debt relief options, debt reduction–also referred to debt negotiation or debt settlement–can be a welcome solution for saving money and getting out of debt faster.

It’s no surprise that many Americans face significant problems with their debts. And with the events of 2020, including the pandemic and accompanying economic unrest, more and more Americans are struggling and falling behind in unsecured debts.

When you work with DebtBlue, you’re working with a team of professionals from first contact through program graduation. Here’s a summary of how the program works:

Free Consultation

Give us 10 minutes to discuss your situation and present your options.

We Negotiate

You approve each settlement.


We’ll make the paperwork as easy as possible and answer all questions.

You Celebrate

Graduate your debt settlement program and live debt free!

You Build

Make monthly deposits into your special-purpose savings account.

Start Today

The sooner you start, the sooner you’re free.

DebtBlue’s Program Can Help with Many Unsecured Debts

We’ve listed a few of the debt types we can address through debt settlement. Please contact a DebtBlue certified debt consultant to find out about a specific debt not listed.

Debts That Qualify:

Credit Card Debt
Department Store Cards
Medical Debt
Installment Loans
Gas Cards

These Do Not Qualify:

Federal student loans
Auto loans
Child Support

I have had a wonderful experience! When I first signed up, DebtBlue was so helpful. It's a scary thing when you first start out, but DebtBlue helped reassure me throughout it all. I am very happy with the customer service team and how they have been handling my accounts and getting them paid off! Thank you all so much!

Claire, Oceanside, CA
From Google Reviews

Balance Reductions and Lower Monthly Payments

When you become part of our debt reduction program, your monthly deposits will be lower than monthly payments you were making.

Settle Your Debt Today:

No Upfront Fees and No Obligation
Get Out Of Debt Without Bankruptcy
Be Debt Free In 24 To 48 Months

Free Debt Relief Quote

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